Home valuation: what is your property worth?

A valuation (waardebepaling) is an indicative estimate of market value by an agent, free and informal. Useful to set your asking price, challenge your WOZ tax assessment, or simply to know where you stand.

An official appraisal (taxatie) is a formal report by a certified appraiser, required by banks for a mortgage or in cases such as divorce. An appraisal report costs €400 to €800 and is typically valid for six months.

Do you need a valuation or an appraisal? In most situations a valuation is enough. For a mortgage application or legal proceedings, you will need a formal appraisal.

A professional valuation is more than a quick look at Funda. The agent visits your home and weighs:

• Location and neighbourhood: setting, amenities, schools, public transport, parking
• Surface area and layout: living space, plot, room distribution, garden
• Year built and maintenance: condition of the property, recent renovations
• Energy label: the higher the label, the higher the value
• Comparable sales: what similar homes in the area recently sold for
• Market conditions: supply tightness, interest rates, local dynamics

A good agent backs up the estimate with concrete reference sales, not a gut feeling.

Book online or by phone. A local agent from your area visits your home at a convenient time, usually within one to two weeks. The visit takes 45 to 60 minutes: the agent inspects the property, asks about condition and history, and explains our approach as your selling agent.

A few days later you receive a written valuation by email, with comparable sales and advice on the optimal asking price. No obligations, no sales pitch. If you decide to work with us afterwards, we discuss the next steps.

For a quick first indication we offer our free Burencheck: enter a postcode and house number and see the official WOZ value plus our OSM Value Forecast, a market-value indication based on the property\'s own history.

That is a useful first fingerprint, but no substitute for an on-site valuation. For a well-founded asking price, a physical visit by a local agent is essential.