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Overbidding on the Dutch housing market
By Geert WubsStrategic insight into overbidding.
When to overbid
In a competitive market, overbidding can be necessary to secure a home. The right level depends on comparable sales and seller priorities.
How much over
- Calm market: under asking or asking
- Balanced market: at asking
- Strong market: 5-15% over
- Extremely strong: 15%+ over
Risks
Overbidding above appraisal can leave a gap your mortgage won't cover. Always factor in valuation risk.
Frequently asked questions
Can I be outbid even with the highest price?
Yes — sellers also weigh conditions, completion date and the buyer's certainty.
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